Quick Investment, Empowering Success
Our Core Investment Principles
(if PAT -ve),
Debt/Equity <3x
(if PAT +ve)
Gross Margins >20%
Sector Agnostic (Barring Real Estate)
Profitable OR cash runway > 9 months
Annualised Revenue > INR 15 Cr
(if PAT -ve),
Debt/Equity <3x
(if PAT +ve)
Gross Margins >20%
Sector Agnostic (Barring Real Estate)
Profitable OR cash runway > 9 months
Annualised Revenue > INR 15 Cr
We typically provide capital for operational activities – some examples include
Working capital requirements
Hiring Employees
Marketing or Advertising Spend
New Product Launches
Our Investment Process
Day 0-1
Company Introduction
(1). Initial contact established based on RevX core principles.
(2). Record created in internal database.
(3). Process taken forward only when there is a match with RevX core principles.
(4). Expectations set on terms.
(5). Preliminary info requested on email.
(6). Progression to next step once sufficient info received (Day 1).
Day 2-7
First due Diligence
(1). Analysis of business model, operational, compliance and financials information for at least last 2 years.
(2). Call with entrepreneur / CFO to clarify queries.
(3). Preparation of / submission of internal pre Investment Committee note and RevX Risk Rating score.
Day 8-9
Decision / non binding Term Sheet
(1). Discussion with Director/Partner scheduled immediately after submission of note.
(2). Director/Partner approval.
(3). Term sheet issued to the client.
Day 10-11
Term Sheet discussion
(1). Discussions on Term Sheet. Queries on Term Sheet clarified, if any.
(2). Discussions on pricing + structure.
(3). Draft Term Sheet either signed or dropped/cold.
Day 11-12
Documentation commenced
(1). Deposit of processing fee.
(2). Documentation process commenced with the help of Legal team.
(3). Due Diligence-2 process commenced.
Day 12-19
Advanced due diligence and Legal checks
(1). Bank statements of last 24 months, and Credit Bureau reports requested & examined.
(2). Additional Information requested, if needed.
(3). Meeting with RevX team and entrepreneurs / CFO (mandatory).
(4). Bank Statement analysis, GST analysis and MCA analysis.
(5). Investment Committee note submitted.
Day 20
Investment Committee
(1). Notice to Investment Committee; Standard slots blocked every week.
(2). Unanimous decision.
(3). Quorum: 3 Investment Committee members.
Day 21-28
Document signing and disbursal
(1). Debenture Trust Deed.
(2). Deed of Hypothecation.
(3). Debenture Trustee Appointment.
(4). Filing of charges.
(5). Other relevant documentation.
Day 0-1
Company Introduction
(1). Initial contact established based on RevX core principles.
(2). Record created in internal database.
(3). Process taken forward only when there is a match with RevX core principles.
(4). Expectations set on terms.
(5). Preliminary info requested on email.
(6). Progression to next step once sufficient info received (Day 1).
Day 2-7
First due Diligence
(1). Analysis of business model, operational, compliance and financials information for at least last 2 years.
(2). Call with entrepreneur / CFO to clarify queries.
(3). Preparation of / submission of internal pre Investment Committee note and RevX Risk Rating score.
Day 8-9
Decision / non binding Term Sheet
(1). Discussion with Director/Partner scheduled immediately after submission of note.
(2). Director/Partner approval.
(3). Term sheet issued to the client.
Day 10-11
Term Sheet discussion
(1). Discussions on Term Sheet. Queries on Term Sheet clarified, if any.
(2). Discussions on pricing + structure.
(3). Draft Term Sheet either signed or dropped/cold.
Day 11-12
Documentation commenced
(1). Deposit of processing fee.
(2). Documentation process commenced with the help of Legal team.
(3). Due Diligence-2 process commenced.
Day 12-19
Advanced due diligence and Legal checks
(1). Bank statements of last 24 months, and Credit Bureau reports requested & examined.
(2). Additional Information requested, if needed.
(3). Meeting with RevX team and entrepreneurs / CFO (mandatory).
(4). Bank Statement analysis, GST analysis and MCA analysis.
(5). Investment Committee note submitted.
Day 20
Investment Committee
(1). Notice to Investment Committee; Standard slots blocked every week.
(2). Unanimous decision.
(3). Quorum: 3 Investment Committee members.
Day 21-28
Document signing and disbursal
(1). Debenture Trust Deed.
(2). Deed of Hypothecation.
(3). Debenture Trustee Appointment.
(4). Filing of charges.
(5). Other relevant documentation.
Promising Ventures We May Support
SME Scenario
- Linear growth company
- Annual turnover <INR 75 Cr
- Unable to raise large amount from traditional debt sources due to company size
- Objective can range from growth to working capital loans to improvements for PAT enhancements
B2B Scenario
- Asset light company with minimal fixed assets
- PAT negative
- Unit economics positive
- High caliber entrepreneurial team
- Funds needed to boost revenue generating capabilities
D2C Scenario
- No fixed assets – digital only company
- High growth demonstrated
- VC funded or Bootstrapped
- Need short-term cash to extend runway for better valuation in next equity round
SME Scenario
- Linear growth company.
- Annual turnover <INR 75 Cr.
- Unable to raise large amount from traditional debt sources due to company size.
- Objective can range from growth to working capital loans to improvements for PAT enhancements.
B2B Scenario
- Asset light company with minimal fixed assets.
- PAT negative.
- Unit economics positive.
- High caliber entrepreneurial team.
- Funds needed to boost revenue generating capabilities.
D2C Scenario
- No fixed assets – digital only company.
- High growth demonstrated.
- VC funded or Bootstrapped.
- Need short-term cash to extend runway for better valuation in next equity round.
FAQs
- No - We provide debt, not equity, at a cost much lower than that of equity. Equity capital expects 8-10x returns over 5-6 years.
- We do not encourage or force unsustainable growth metrics.
- We do not require a board seat.
- Our decisions are faster – our process typically takes 1-4 weeks.
- No requirement for a difficult and lengthy valuation process.
- No equity warrants taken.
- No requirement of prior VC investment.
- Hard assets or other personal guarantees not always necessary as a collateral.
- Our growth capital serves as a supplement to other types of funding rather than a replacement.
- Our firm expects that earlystage businesses can utilize our investment to prepare themselves for a suitable and advantageous equity investment in the future, without being excessively diluted.
- We are open to working with co-investors of any kind and can even introduce you to potential partners depending on your funding requirements.
- Prepayment is a rare occurrence for us.
- But we may consider it on a case-by-case basis in exceptional circumstances as outlined in our agreement.
- We want you to think of us as your partners throughout your growth journey.
- we will always be open to discussing a new round of funding.